Lucia Mar Unified School District

Health Benefits

All Lucia Mar employees must complete health benefit forms including full-time, part-time, and variable hour employees to either enroll or decline insurance coverage while employed for the Lucia Mar Unified School District. To decline insurance, you must be less than full time or meet other SISC eligibility requirements. Benefit options are available below for your review which include the rates, plan options, and benefit summaries.

If you wish to have your premiums pre-taxed you must complete a Salary Redirection Agreement and forward to Human Resources. If you have a Salary Redirection Agreement on file to have your premiums pre-taxed, it will continue to roll into the following plan year.

Plan Year 10/1/2025 through 9/30/2026
All new employees must complete a benefits enrollment packet, whether they are enrolling or declining health benefits for the current plan year.

Enrollment Form for the Plan Year (10/1/2025 through 9/30/2026)
Important Employee Resources Important Life Events
Terms and Conditions of Benefits Under Each Plan
**Affordable Care Act (ACA) Notice & FAQ’s are attached below**

Lucia Mar Unified School District offers a generous and comprehensive benefits package to eligible employees and their eligible dependents. For each classification there is a choice of six Medical and two Dental plan options, Vision coverage, Mestmaker Cancer coverage, Employee Assistance Program (EAP), district-paid employee basic life insurance, and additional voluntary dependent life insurance and voluntary accidental death and dismemberment coverage. The amount that an employee may be required to pay for coverage may change annually. These amounts are announced during the Open Enrollment period held in September. Any required employee contribution is made through automatic payroll deduction on a ten-month basis, September through June. Eligible employees may also choose to participate in an AFLAC/ Flexible Spending Account (FSA).

Eligible Employees All active employees (Certificated, Classified & Management), in paid status, are eligible for medical, dental, vision, Mestmaker Cancer coverage, Employee Assistance Program (EAP) and life insurance coverage. Classified and Management must work 4 or more hours and Certificated employees must work 50% or more, to be eligible. The effective date for all new employee’s eligible for health benefits, is the first day of the month following their date of hire.

For Assistance With Your Health Benefits - Please Contact:

Anastacia Malm, Human Resources Technician (Health Benefits)

Email: Anastacia.Malm@lmusd.org

Phone: (805) 474-3000, ext. 1192

Fax: (805) 473-4308

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